Financial Education: Understanding Money, Credit, Banking, and Funding
Refund & Service Policy
1. Overview
This Refund & Service Policy outlines the terms under which services are provided by Approved Nation (“Company,” “we,” “our,” or “us”) and the conditions under which refunds may or may not be issued.
By purchasing or engaging in any paid service, you agree to this policy.
2. Nature of Services
Approved Nation provides:
• Financial consultation and strategy
• Credit and funding guidance
• Custom funding roadmaps
• Business and personal financial analysis
• Educational and advisory services
All services are knowledge-based, time-based, and strategic in nature, not physical products.
3. No Guarantee of Results
By purchasing any service, you acknowledge that:
• Results are not guaranteed
• Funding approvals are not guaranteed
• Credit outcomes are not guaranteed
Outcomes depend on factors including:
• Credit profile
• Income and financial behavior
• Debt exposure
• Business performance
• Lender decisions
4. Refund Policy
Due to the nature of our services, the following refund terms apply:
All Sales Are Final
• All service fees are non-refundable once services have begun
• This includes consultations, analysis, and roadmap creation
5. When Services Are Considered “Started”
Services are considered initiated once any of the following occur:
• Initial consultation has been completed
• Financial or credit analysis has begun
• A roadmap or strategy has been created or delivered
• Any work has been performed on your behalf
Once services have started, refunds will not be issued.
6. Client Responsibility
Clients are responsible for:
• Providing accurate and complete information
• Participating in consultations and communication
• Following recommendations and strategies provided
Failure to follow recommendations or provide necessary information does not qualify for a refund.
7. Missed Appointments & Rescheduling
• Clients are expected to attend scheduled consultations
• Missed appointments without notice may be forfeited
• Rescheduling may be allowed with reasonable notice
8. Chargebacks & Payment Disputes
By purchasing services, you agree:
• Not to initiate chargebacks without contacting us first
• To attempt resolution directly with Approved Nation
Unauthorized chargebacks may result in:
• Immediate termination of services
• Collection actions for unpaid balances
• Legal enforcement of this agreement
9. Exceptional Circumstances
Refunds may be considered only in rare situations at our sole discretion, such as:
• Duplicate payments
• Billing errors
These will be reviewed on a case-by-case basis.
10. Third-Party Services
Approved Nation is not responsible for:
• Fees paid to third-party lenders or providers
• Third-party service outcomes
• Products or services not directly sold by us
No refunds will be issued for third-party services.
11. Cancellation of Services
We reserve the right to refuse or terminate services if:
• False or misleading information is provided
• The client engages in abusive or inappropriate behavior
• The client attempts to misuse services
No refunds will be issued in these cases.
12. Acknowledgment
By purchasing or engaging in services, you acknowledge that:
• You understand and agree to this Refund Policy
• You understand the nature of advisory services
• You accept responsibility for your financial decisions
13. Contact Information
For questions regarding this policy, please contact:
Approved Nation
605 College St W Fayetteville, TN 37334
931-532-0131
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